NC State Law Assignment 1

Ability to Repay

Please read the following scenario and type your answer into the Comments Section below.

A mortgage company is reviewing a loan application of a potential home loan borrower that is labeled a high cost home loan.  The borrower has a gross salary of fifty thousand dollars ($50,000) a year.  After figuring the borrower’s monthly debt (including the loan payment), the company finds the borrower’s monthly debt is approximately two-thousand, five-hundred dollars ($2,500) a month and approves the loan.


Has the mortgage company violated any prohibited acts or practices as described in G.S. §24-1.1E(c)?


If you are not the first student to complete this assignment for this course, you will see others responses and trainer reply's at the bottom of this assignment.  Scroll down to the "Enter your comment" box and complete your assignment in that box for posting.  Your trainer will be notified upon your completion of the assignment.  Students should post directly to the Blog!  If you have any problems posting your assignment to the Blog (due to firewall issues etc.), you may send your answer directly to the instructor via email at oil@mymortgagetrainer.com  

After you complete this assignment, you may continue in the course.

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